What is the difference between experience rating and community rating?

What is the difference between experience rating and community rating?
What is the difference between experience rating and community rating in insurance underwriting? What kind of incentives are created by these two approaches to insurance pricing?
Describe the difference between experience and community rating. What populations are affected by each and are there incentives for individuals to act in certain ways related to health behaviors?
What is the difference between assessing the needs of a community and mapping community capacity?
What is the difference between institutional and community-based providers of LTC?
Explain the difference between service-learning and community service. Give an example of each and discuss your personal experience with either or both.
What is the difference between community health promotion and individualize health promotion?
What is the difference between caring for clients in the community versus caring for them in an acute care setting such as a hospital? What behaviors and attitudes are necessary to be an effective public/community health nurse? Who do you think you might be working within the community to achieve healthy outcomes?
What is community rating, why it is needed in medical insurance plans, and how it words. Does community rating favor the insurance industry or healthcare consumers, or both?
what is is Epilepsy? Have you had any experience with seizures? What is the difference between a febrile and afebrile seizure? Lastly, what are the differences between the first and second generation Anticonvulsants and list two examples of each.
What are some of the ethical considerations with experience and community ratings?