Question

What rights would a college friend of yours have whose credit card application was denied?

Question 13 options:

	a) the right to view her credit report
	b) the right to have the file be accurate
	c) the right to point out errors in her file
	d) the right to request mistakes in the file be corrected
	e) all of these

Answer 1

Ans- (e) all of these

explanation:

As per the federal Fair Credit Reporting Act (FCRA) a consumer have various rights such as;

* You must be told if information in your file has been used against you

* You have the right to know what is in your file, You may request and obtain all the information about you in the files of a consumer reporting agency

* You have the right to ask for a credit score

* You have the right to dispute incomplete or inaccurate information.

* Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information.

reference-https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf