microfinance institutions argue that (a) many traditional banks discriminate against women in lending and (b) women...
Homework Answers
Ans- Microfinance institutions is correct in it's argument that many traditional banks discriminate against women in lending. It can be more seems in the rural areas. Whereas defaulter's are more men as compared to the women. But traditional banks thought that women can't handle the amount in proper way and it causes wastage of investment thus they provide less amount of loans to the women.
Whereas MIFs thought that women are the better user of loans as compared to the men .
Thus they provide loans to the women and found that defaulter's are more men as compared to the women.
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microfinance institutions argue that (a) many traditional banks
discriminate against women in lending and (b) women...
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7. Before lending someone money, banks must decide whether they believe the applicant will repay the loan. One strategy used is a point system. Loan officers assess information about the applicant, totaling points they award for the person's income level, credit history, current debt burden, and so on. The higher the point total, the more convinced the bank is that it's safe to make the loan. Any applicant with a lower point total than a certain cutoff score is denied...
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