Answer :
Given that :
There are 2 types of insurance,
Life policies N(L)= 38
Health policies N(H) = 29
Both life and health N(L and H) = 21
therefore,
Req No.of policies is,
N(L or H) = N(L) + N(H) - N(L and H)
= 38 + 29 - 21
= 46
N(L or H) = 46
So,here the insurance agent has exactly 46 clients.
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