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Javier is currently paying ​$1 comma 200 in interest on his credit cards annually.​ If, instead...

Javier is currently paying ​$1 comma 200 in interest on his credit cards annually.​ If, instead of paying​ interest, he saved this amount every​ year, how much would he accumulate in a​ tax-deferred account earning 8 percent over 8 ​, 13 ​, or 18 ​years

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Answer #1

Future value of annuity=Annuity[(1+rate)^time period-1]/rate

a.Future value=$1200[(1.08)^8-1]/0.08

=$1200*10.63662763

=$12763.95(Approx).

b.Future value=$1200[(1.08)^13-1]/0.08

=$1200*21.49529658

=$25794.36(Approx).

c.Future value=$1200[(1.08)^18-1]/0.08

=$1200*37.45024374

=$44940.29(Approx).

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