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An exporter has just received a banker's acceptance created by an international transaction. If the banker's...

An exporter has just received a banker's acceptance created by an international transaction. If the banker's acceptance has a face value of $300,000, current rates on banker's acceptances are 6%, and the bank charges a commission of 1% per annum, how much will the exporter receive if he sells the acceptance in the secondary market six months prior to maturity?

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Ans :

Bankers acceptance rate = 6% * 300,000 / 2

= $ 9,000

Banker commission = $ 300,000 * 1% / 2

= $ 1,500

Total = $ 10,500

exporter receives = $ 300,000 - $ 1,500 - $ 9,000

= $ 289,500

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