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Marin Corp. factors $368,000 of accounts receivable with Headland Finance Corporation on a without recourse basis...

Marin Corp. factors $368,000 of accounts receivable with Headland Finance Corporation on a without recourse basis on July 1, 2020. The receivables records are transferred to Headland Finance, which will receive the collections. Headland Finance assesses a finance charge of 1.80% of the amount of accounts receivable and retains an amount equal to 4% of accounts receivable to cover sales discounts, returns, and allowances. The transaction is to be recorded as a sale.

Prepare the journal entry on July 1, 2020, for Headland Finance Corporation to record the purchase of receivables without recourse.

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Answer #1
Accounts Receivable 368,000
Cash 346,656
Due to customer(368,000*4%) 14,720
Interest revenue (368,000*1.8%) 6624
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