Question

The power of genomic sequencing is immense, especially in the field of cancer genetics. Application to both treatment and prevention of cancer are widely accepted. However, there is a potential drawback to genomic sequencing, argue for and against an insurance company’s standpoint on denying life insurance coverage based on the result of individual’s genomic sequence.

Answer 1

#. Some advantages of genetic testing include:

A sense of relief from uncertainty

Reduce the risk of cancer by making certain lifestyle changes if you have a positive result

In-depth knowledge about your cancer risk

Information to help make informed medical and lifestyle decisions

Opportunity to help educate other family members about potential risk

Earlier detection, which increases the chance of a successful outcome

#. Some disadvantages, or risks, that come from genetic testing can include:

Testing may increase anxiety and stress for some individuals

Testing does not eliminate a person’s risk for cancer

Results in some cases may return inconclusive or uncertain

I am against and insurance company's standpoint on denying life insurance coverage for genomic sequence .

Based on the advantages the genetic test has in the healthcare industry it should be included in Insurance Cover.

Health insurance plans should cover the costs of genetic testing when it is recommended by your healthcare provider. However, because policies differ among insurance providers, it is wise to contact your insurance company beforehand to confirm genetic testing coverage.