Question

You want to take a cruise vacation 5 years from now when you complete graduate school....

You want to take a cruise vacation 5 years from now when you complete graduate school. You estimate that you will need $8,000 when you complete graduate school to pay for the cruise. If you can earn 7.3% interest on your deposits, how much would you have to deposit today to be able to pay for the cruise when you graduate? Round your answer to 2 decimals. For example, $100.12.

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Answer #1

Present value=$8000*Present value of discounting factor(rate%,time period)

=$8000/1.073^5

which is equal to

=$5624.60(Approx).

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