You purchased an occurrence basis liability policy on June 1, 2018, and let it expire on May 31, 2020, when you took a d...
You purchased an occurrence basis liability policy on June 1, 2018, and let it expire on May 31, 2020, when you took a different job. On August 18, 2020, a patient brings a legal action against you for an incident that occurred on September 14, 2018. Will the insurer provide coverage for this claim?
Homework Answers
As per the definition of occurrence basis liability policy it covers the claims that occur in the policy period, even if it turn in after the expiry date of the policy. Therefore, as per the given scenario the insurer will provide coverage for this claim as the incident occurred on september 14, 2018 which falls under policy period.
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